Rewards on balances
Balances held in RD earn rewards that you can keep or pass on to your customers.
A stablecoin for the balances you hold.
Hold customer balances in RD, Dakota’s GENIUS-ready stablecoin backed by U.S. Treasuries, and offer rewards on them. Redeem to dollars one to one, any time.
MintMinted
USD 250,000.00
Northline Freight
Dollars receivedWire
Sender screenedClear
Reserves allocatedU.S. Treasury funds
RD minted250,000.00 RD
Credited and postedUnified ledger
A dollar you control, on the platform you already use.
Most companies holding stablecoins depend on an issuer they don’t work with. On Dakota, the issuer is the same platform that runs your accounts, cards and payments.
Reserves you can check
Every RD is backed one to one by U.S. dollar reserves, with a third-party attestation every month.
One platform behind the coin
Mint, hold, spend and pay out on the same ledger and compliance program as your accounts, cards and payments.
For companies that hold money for others.
Issuance works best when you already hold balances or float for your customers. RD gives that money a place to sit, earn rewards and move instantly.
See if issuance fits- Business banking and money appsOffer rewards on the balances your customers keep with you.
- Marketplaces and payrollHold float in RD until payout day, then pay out by bank transfer or stablecoin.
- Payment providers and PSPsSettle in a dollar stablecoin issued by the platform you already pay out on.
- Treasury teamsKeep idle dollars in a Treasury-backed stablecoin that earns rewards.
How minting and redemption work.
Dollars in, stablecoins out, and back again, through the same API and dashboard as the rest of the platform.
- 1
Onboard once
One KYB covers your company for issuance and every other product you turn on.
- 2
Send funds
Fund by ACH, wire or SWIFT, in 16+ currencies, including dollars. Dakota places the reserves and screens every sender.
- 3
Mint and hold
RD is minted one to one and posted to your balance on the ledger.
- 4
Redeem any time
Redeem to dollars one to one, sent to your bank account.
Reserves you can see.
Every RD is backed one to one by U.S. dollar reserves held in government money market funds that invest in short-term U.S. Treasuries.
- Backed one to one by U.S. dollar reserves
- Held in government money market funds
- Third-party attestation every month
- Redeemable to dollars one to one
RD balance, Northline Freight
3,250,000.00 RD
Rewards this monthUSD 9,418.36
Redeemable to USD1 to 1
ReservesU.S. Treasury funds
Latest attestationSeptember 2026
Reserve backing100%
Want a stablecoin in your own name?
Most companies use RD. When a program needs its own brand on the token, Dakota can issue a stablecoin for you on the same reserves model, attestations and compliance program.
Talk to us about your own stablecoin- Your name and ticker on the token
- Reserves and attestations managed by Dakota
- Mint and redeem through the same API as RD
Put your balances to work across the platform.
RD moves through every product below, under the same onboarding and compliance program.
One compliance program behind every coin.
Dakota runs the compliance program behind issuance and works with your team on reviews.
- KYB on every business that mints or redeems
- Sanctions screening on every sender and wallet
- Blockchain analytics and transaction monitoring
- Reserves and attestations managed by Dakota
Build it in the sandbox.
Mint, hold and redeem through the same API as accounts and payments. Build with Claude Code, Codex or your own agent using our starter skills and agent-shaped docs.