Onboard once
One KYB or KYC covers every product a customer uses, so adding cards or FX doesn’t mean onboarding them again.
One compliance program behind your financial products.
KYC, KYB, sanctions screening and monitoring run on every customer and every payment, under Dakota’s licenses and BSA/AML program.
Business onboardingApproved
Atlas Remit Ltd.
Business verifiedKYB
Owners verifiedKYC
Sanctions and PEP screeningClear
Risk rating assignedLow
Ongoing monitoringOn
Every payment, screenedLive
Wire to Kestrel Supply GmbHSanctions, recipientCleared
USDC to 0x9f4e…2a17Wallet risk, sanctionsCleared
SWIFT from Tessera Logistics BVSanctions, senderCleared
Card at Bairro Alto Hotel, LisbonMerchant, card controlsCleared
Built into the platform, not bolted on.
Most companies stitch together an identity vendor, a screening tool and a monitoring system, then hire a team to run them. On Dakota, one program covers every product, and Dakota’s team runs it.
Screened in line
Every payment, wallet and counterparty is screened inside the flow, so good customers aren’t left waiting.
Run by Dakota’s team
Dakota’s compliance team runs reviews, investigations and reporting, and brings in yours when a case needs your customer’s context.
What the program covers.
The same checks run across cards, accounts, issuance, FX and payments, under one set of rules and one team.
At onboarding
KYBBusiness verification, ownership and control
KYCIdentity and document checks for individuals
Risk ratingA rating for every customer
On every payment
Sanctions and PEPSenders, recipients and wallets
Blockchain analyticsWallet and transaction risk on stablecoin flows
Ongoing
Transaction monitoringRules across every product and rail
Reviews matched to riskRefreshed as a customer’s activity changes
Clear roles for your team and ours.
Dakota runs the core program, and your team stays close to your customers. We agree the details together during onboarding.
See if the program fitsYour team Owns the customer relationship
Dakota Runs the compliance program
How the program runs.
Our compliance team sets the program up with yours, then runs it every day alongside your product.
- 1
Agree the program
We set onboarding requirements, risk appetite and rules with your product and compliance teams.
- 2
Onboard through the API
KYC and KYB run through the API inside your sign-up flow, under Dakota’s program.
- 3
Screen and monitor
Every payment is screened before it moves, and every customer is monitored after.
- 4
Review and report
Dakota’s team works every alert, with yours when it needs your customer’s context. You see each decision as an event and in the dashboard.
Risk-based, so good customers keep moving.
Reviews match each customer’s risk. Most customers and payments clear automatically, and the few that need a closer look go to Dakota’s compliance team, working with yours.
- A risk rating on every customer
- Enhanced due diligence for higher-risk customers
- Alerts reviewed by Dakota’s compliance team
- An event for every decision, so your app can update customers
Compliance policies as code
Read and test the program’s policies the way your engineers work, starting with our open compliance skill.
dakota-compliance-policies on GitHubReview, Northline FreightCleared
USD 48,000.00
- Payment
- Payout to a new beneficiary
- Flag
- Unusual amount for this customer
- Customer risk
- Low
- Reviewer
- Dakota compliance
Held before releaseRules
Beneficiary and purpose checkedAnalyst
Cleared and releasedEvent sent
Covers every product you turn on.
Turn on any product below without a new onboarding or a new compliance review.
Ready for your partners’ diligence.
Bank partners and enterprise customers review one program instead of a stack of vendors.
- One BSA/AML program across every product
- Regulators examine Dakota directly
- SOC 2 reports available on request
Build it in the sandbox.
Run KYC and KYB, screen payments and receive compliance events through the same API as every other product. Build with Claude Code, Codex or your own agent using our starter skills and agent-shaped docs.