Self-serve onboarding with quick activation
Skip the multi-month enterprise sales process. Sign up with just an email, explore the sandbox immediately with test credentials, complete KYB in under 24 hours (often same-day), and ship your first transfer by end-of-day. The sandbox uses the same API surface you’ll deploy to production — what you build during testing ships unchanged.
The sign-up form accepts your company details and initiates compliance review automatically. You get the same API as Dakota’s enterprise customers, with no monthly minimum, no annual contract, and credits that don’t expire. Direct rails for ACH, wires, SWIFT, and stablecoin corridors covering 100+ jurisdictions — no resold infrastructure. Compliance is built in, so no separate license is required to operate.
What's Changed
New
- Usage-based pricing with transparent fees. Every transaction now displays its developer fee in basis points, calculated from a centralized pricing config and persisted with the transaction record. Partial-month billing charges only transfer fees without applying the monthly minimum, so testing and proof-of-concept work doesn’t require committing to a full month.
- Automated billing through Stripe. Pay invoices in one click, with no manual billing setup required. Both card payments (with 3D Secure) and bank transfer are supported, with wire instructions surfaced when needed and invoices marked paid automatically on confirmation.
- API Playground for instant testing. Send real sandbox requests directly from the documentation. Tokens are scoped to the playground session and expire automatically, request bodies validate against OpenAPI with errors shown inline, and any working request can be copied as a curl command or language-specific snippet.
- Prepaid credits for self-serve accounts. Buy credits and skip invoice cycles. Credits deduct automatically as transactions complete, balance displays in real time, and email warnings fire at 20% and 10% remaining with a direct top-up link. Transactions enter paused_credits status if the balance runs out and process automatically once you add funds.
Improvements
- Pricing configuration centralized for consistent fee calculation across providers, orchestrators, and receipts.
- Acquisition channel tracking routes new applicants to the appropriate onboarding flow.
- Rate limiting protects self-serve endpoints from abuse while allowing legitimate traffic through.