That’s the bar. Beat it.
The Challenge
We shipped a working neobank, agentically, on our platform. KYB-gated onboarding and login. A deposit. USD and stablecoin balances. A real outbound transfer. No demo wrappers, no mock APIs. It took 9 hours. Claude wrote the code. Dakota moved the money.
We’re asking you to best us. Build a working financial product agentically, on the same regulated rails we used, in less time than we did. Neobank, payouts, treasury, your call. Sandbox open to a working interface: KYB-gated onboarding and login, a deposit, real balances, a successful outbound sandbox transfer. The recording shows the clock, start to finish.
Everything we used. Open.
Same sandbox. Same skills. Same docs we used. Bring whatever agent you ship with — Claude Code, Cursor, your own.
The skills are a head start, not a requirement. Fork them, write your own, or wire your agent straight to docs.dakota.xyz — the docs were built for agents too.
Starter skills
Use them, fork them, or write your own. Claude Code, Cursor, anything.
Browse on GitHubSDKs and clients
Typed SDKs and client libraries to ship faster.
Browse developer toolsNo form. One post. Three steps.
Build it
Ship a working build agentically on Dakota's real rails. Neobank for a vertical no platform serves. Payouts product for a community no platform serves. Treasury layer for an AI-native company. Your call.
Under 9 hours. Sandbox-open to a working interface with KYB-gated onboarding and login, a deposit, balances, and a successful outbound sandbox transfer.
Record it
Capture the clock from start to end of the build. Loom, OBS, raw screen capture. Whatever ships. The recording is what makes the time real.
No recording, no entry.
Post it
Post on X or LinkedIn with both hashtags and tag @dakota. Include your time and the recording link. We pull entries from social.
The leaderboard updates as we verify.
Just shipped a [one-line build] agentically on @dakota's real rails. Clocked in at [Hh MMm]. Recording: [link] #TheAgenticBuild #Builders
What builders get for showing up.
Cash for top finishers
Top 3 fastest verified builds at Day 14. 1st: $7,500. 2nd: $4,000. 3rd: $2,500. Paid in USD or USDC.
Platform credits for everyone under the bar
Every verified sub-9 build gets $2,500 in Dakota platform credits plus a $250 bar bounty. Top 3 also receive layered credit packages: $20,000 / $15,000 / $10,000. Run on real rails on Dakota's dime.
A spotlight slot
Builders we're watching go up on X and LinkedIn weekly. Tag your handle and recording in.
A line on your work
A real, regulated build, agentically shipped, on rails the industry is paying attention to.
We verify before a post becomes a leaderboard row: the sandbox account completed KYB, the working interface lets a user log in, make a deposit, view a balance, and make a withdrawal (a successful outbound sandbox transfer on real rails), and the recording shows the clock time end to end.
Questions before you start the clock.
The sandbox runs against the same API surface as production. Nothing rebuilt, nothing mocked. It's the same one the original build used. Money movement in the sandbox is test money, not live funds.
Sub-9 hours. Real rails. Go.
A skill-based contest. No purchase or fee to enter. Open to builders 18+. Void where prohibited.
See the Official Rules for full eligibility, verification, and prize details.