Introducing Dakota: Read our blog posthere.
Crypto native banking for businesses
Get all the perks of a global business bank account — at the speed of crypto. Send and receive USD from anywhere, no transaction fees, fully secured by U.S. Treasuries.
Dakota is a financial technology company, not a bank.
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Get global access to U.S. dollars
Dakota makes it easy for you to access banking services anywhere in the world.
Send and receive USD globally
Transfer USD payments in minutes — not days. Get every dollar where it needs to go via ACH or wire.
Backed by U.S. Treasuries
Your assets get the added protection of U.S. Treasuries. No compromises, no surprises.
Generate yield automatically
Get the standard treasury yield of more than 5% or earn up to 9% via built-in crypto lending.
Reporting and automation
Stay compliant, eliminate errors, and reconcile your accounts faster with integrations to accounting software.
Bank-grade security
Your assets are always covered by our comprehensive insurance policies, with security authentication built by seasoned experts.
Manage your crypto
Stake, swap, and lend out your assets, all from a single platform.
Every dollar backed by U.S. Treasuries
Global Operations
Streamline your workflows and simplify operations.
USD transactions
Send and receive USD with your own routing and account numbers by ACH or wire transfer.
Seamless global operations
Move money in minutes, not days, even across borders and different currencies.
Simplified accounting
Generate advanced reports and save time with automated accounting features.
Modern Money Returns
Earn up to 9% APY risk-adjusted yield.
The right amount of risk
Earn yield on your assets in ways that match your risk tolerance.
Diversify institutional risk
Retain control of your U.S. Treasury-backed assets, never again to be lost by a regional bank.
Better treasury management
Store crypto, tokenized real-world assets, treasuries, bonds, and use our tools to manage them all.
Business Leaders
Secure, manage, and grow your business, all in one place.
360-view of your treasury
See your entire financial picture in one place by connecting your bank accounts and wallets.
Maintain ownership
Keep control of your assets. They’re never at risk of default on a bank’s balance sheet.
Enterprise security and controls
Set detailed user controls for all levels of account holders with a customizable policy engine.
Bank with confidence, without the bank.
Industry-leading security
Protect your account with hardware-backed authentication, custom security policies, and 3rd-party security audits.
Built-in compliance
Integrated transaction monitoring tools score transactions and automate compliance checks.
Insurance
Deposits and balances are protected by top insurance plans. Hold broad coverage to ensure your assets are safe.
24-7 support
Whenever, wherever you need help, our support channels are standing by. Find us on Slack and know we’ll be there to take care of you.
Frequently asked questions
Can I replace my traditional bank with Dakota?
Yes. With Dakota, you can seamlessly send and receive US dollars just like a traditional bank account. However, behind the scenes, your transactions are smarter and safer. Every dollar you deposit is automatically converted into stablecoins, which are then backed by US treasuries in our secure digital environment.
Can I use Dakota along with my existing bank?
Is Dakota a bank?
How is my money protected with Dakota?
What exactly are stablecoins?
What does "non-custodial" mean at Dakota?
Experience
Our team has built products that custody $100B in crypto and worked at the leading fintech and security companies.
